Privacy Policy

1. Introduction

Kaew Capital ("we", "us", "our") is committed to handling personal data with care and transparency. This policy describes what data we collect in connection with our financial education programmes and website, how we use it, and the choices available to you. Kaew Capital operates from 247 Sukhumvit Soi 23, Khlong Toei, Bangkok 10110, Thailand.

This policy applies to personal data collected through our website at kaewcapia.world and through enquiries, programme registrations, and communications with us. If you have questions, please contact us at [email protected].

2. Personal Data We Collect

We collect personal data only when it is necessary for the purposes described in this policy. The data we may collect includes:

• Contact details: name, email address, and telephone number (when voluntarily provided through our enquiry form)
• Programme correspondence: messages and notes exchanged in connection with programme enquiries and bookings
• Payment records: bank transfer reference details (we do not collect or store credit card data)
• Website usage data: anonymous analytics data collected via cookies, where consent has been given

Legal basis for processing (Thailand PDPA): We process personal data on the basis of consent (where you have provided data through a form or communication), contract performance (where you have registered for a programme), and legitimate interests (for the administration and improvement of our services).

Retention: Contact enquiry data is retained for up to 12 months. Programme registration and payment records are retained for 7 years in accordance with Thai accounting requirements.

3. How We Use Your Data

We use personal data for the following purposes:

• Responding to programme enquiries and providing information about upcoming cohorts
• Processing programme registrations and issuing payment instructions
• Communicating programme materials, schedules, and updates to registered participants
• Improving our website and programmes based on anonymous usage patterns
• Meeting legal obligations under Thai law

We do not use personal data for automated decision-making or profiling. We do not sell, rent, or share personal data with third parties for marketing purposes. We do not send unsolicited marketing communications.

4. Data Protection Measures

We take reasonable technical and organisational steps to protect personal data against unauthorised access, loss, or misuse:

• Website communications are protected by HTTPS encryption
• Personal data is stored on access-controlled systems
• Only the programme coordinator and facilitators have access to participant data relevant to their role
• In the event of a data breach that poses a risk to individuals, we will notify affected persons and the relevant authority as required by the Personal Data Protection Act B.E. 2562 (PDPA)

5. Cookies

Our website uses cookies. Essential cookies are required for basic site functionality and are set automatically. Optional analytics and preference cookies are only set with your consent, recorded via the cookie banner on our homepage.

For full details of the cookies we use and how to manage them, please see our Cookie Policy.

6. Your Rights

Under the Thailand Personal Data Protection Act B.E. 2562 (PDPA), you have the following rights in relation to your personal data:

• Right of access: to request a copy of the personal data we hold about you
• Right to rectification: to request correction of inaccurate or incomplete data
• Right to erasure: to request deletion of your data, subject to legal retention requirements
• Right to data portability: to receive your data in a commonly used, machine-readable format
• Right to object: to object to processing based on legitimate interests
• Right to withdraw consent: where processing is based on consent, you may withdraw it at any time without affecting the lawfulness of prior processing

To exercise any of these rights, contact us at [email protected]. We will respond within 30 days. You also have the right to lodge a complaint with the Personal Data Protection Committee of Thailand.

7. Third-Party Links

Our website may include links to external resources, including publications from the Bank of Thailand or other educational bodies. We are not responsible for the privacy practices of external websites. We encourage you to read the privacy policies of any external site you visit.

8. Children's Privacy

Our programmes are designed for adults aged 40 and above. We do not knowingly collect personal data from persons under the age of 18. If we become aware that we have inadvertently received data from a minor, we will delete it promptly.

9. Policy Updates

We may update this policy from time to time. When we do, we will revise the "Last Updated" date above and, where changes are material, notify registered programme participants by email. Continued use of our website or services after an update constitutes acceptance of the revised policy.

10. Contact for Data Matters

Kaew Capital — Data Controller
247 Sukhumvit Soi 23, Khlong Toei, Bangkok 10110, Thailand
Email: [email protected]